Wealth, Structured for Generations
Corporate structuring and cross-border tax optimization within Europe’s modern, compliant financial center.
Taxation designed to frame success, never to punish it.
In traditional European states, marginal rates above forty percent, compounded by wealth and inheritance taxes, steadily erode what a lifetime builds. Relocation to Andorra is not an escape from that reality; it is a deliberate, fully compliant strategic maneuver to preserve it. We align every structure with your business interests, family dynamics, and global tax exposure.
The Andorran Fiscal Framework (Updated for 2026-2027)
Precise, authoritative, and built for the scrutiny of your advisors
| Fiscal Category | The 2026 Framework | Wealth Preservation Implication |
|---|---|---|
| PERSONAL INCOME TAX (IRPF) | Capped at 10%, first €24,000 fully exempt; effective 5% on the next €16,000 | Legally retain maximum liquid wealth for reinvestment and lifestyle |
| CORPORATE TAX (IS) | Flat 10%, Andorran-source dividends to residents entirely tax-exempt | Exceptionally competitive for holding companies and trading entities |
| WEALTH, INHERITANCE & GIFT TAX | 0% | Estates pass to heirs without state-mandated fiscal erosion |
| VALUE ADDED TAX (IGI) | 4.5%, the lowest on the European continent | Reduces the ongoing cost of luxury assets and estates |
| REAL ESTATE CAPITAL GAINS | 15% in year one, declining linearly to 0% after ten years | Rewards long-term holding and portfolio diversification |
Andorra participates fully in the Common Reporting Standard, adheres to OECD and AML directives, and maintains Double Taxation Agreements with France, Spain, Portugal, the United Arab Emirates, and a growing list of partners. Every structure we design is globally recognized and legally unassailable.
Holding structures at a flat 10%.
Corporate Structuring
Incorporation and structuring of Andorran entities, holding companies, international trading vehicles, and family office structures, engineered around the flat 10% corporate framework and the full dividend exemption for residents.
Family Office Integration
We collaborate seamlessly with your existing family office, private banks, and international tax counsel. RelocAnd acts as the central node of a vetted network: Big Four accounting partners, specialized attorneys, and the Principality’s private banking institutions.
Cross-Border Coordination
Strategic navigation of Double Taxation Agreements and CRS reporting across every jurisdiction you touch, ensuring the transition of your tax residency is transparent, compliant, and defensible everywhere.
Pre-Arrival Planning
Sequencing matters. We plan asset allocation, corporate re-domiciliation, and the timing of your residency acquisition before you move, so the structure is in place the day you arrive.
We do not relocate fortunes.
We re-domicile legacies.